Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Instant decision loans from £300 to £5,000

Get the cash sent to your account in 15 mins!*

Choose from £300 to £5,000

£ 

The minimum loan is £300.
Please enter an amount between £300 and £5,000

The maximum loan is £5,000.
Please enter an amount between £300 and £5,000.

Our loans can be from 1 to 24 months.

Representative Example
Borrow £500 Over 12 Months
Monthly Repayment £79.09
Total Amount Repayable Of £949.08
Interest: £449.08
Interest Rate: 140% Pa (Fixed)
91% APR Representative

*Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

We compare small loans from over 30 lenders to get you the lowest APR possible.

Confidential & Secure

All your details will be securely held and not transferred to third parties without permission

We Don’t Charge Fees

You won't find any hidden charges with us. The rate you see is the rate the lender has set.

No Paperwork

All loan applications are processed electronically so no need to sign any documents in the post or in person

UK Site

We are a British company serving UK customers

Customer Feedback

Excellent service, Flexy Finance helped me find a really low interest rate loan and the money was in my account within 15 minutes. Would highly recommend to friends and family.

Jakub Kowalczyk

Independent Customer Review

Flexy Finance Explained in 30 seconds

Watch our quick video explaining how we can help you get an instant decision on your loan application.

Get an instant loan decision online up to £5,000 today*

Get an instant loan decision online up to £5,000 today* The loans you can get via Flexy Finance are designed to make your life easier – sometimes you have an emergency and need that little bit of extra cash to get you by – we're here to help. Apply via our website and you will be able to see if any of our lenders will accept you for £300 to £5,000 loans (between 1 and 24 months). It's possible to get your loan on the same day*.

We compare the top direct lenders in the UK so you have the best chance of getting the cheapest loan rate through us. We always endeavour to be as flexible as possible, so we offer a loan for everyone - even if you have been declined elsewhere, we can still help. Our small loan form is designed to be as easy as possible to fill out with an average result time of just 39 seconds.

About Flexy Finance

We're an established, reliable loan broker based in Shoreditch, London. We specialise in finding exclusive low interest rates on quick, same day, online, unsecured loans for UK residents.

Our aim is to get you the best loan at the lowest rate, it’s that simple.

  • Borrow between £300 to £5,000
  • All credit histories considered
  • No hidden costs or fees
  • No paperwork, fill in one simple online form
  • Same day, cash loans, 24/7
  • Confidential and secure, 256 bit data encryption
  • 100% no obligation quote

UK Postal Address:

  • 0203 745 3748
  • 4th Floor, Office Block,
    47 Dean Street, Soho,
    London,
    W1D 5BE,
    United Kingdom

Need More Information?

Whether it’s a £300 or £5,000 we’re here to help. Below are a number of guides to help you get the most from Flexy Finance.

Get an Instant Loan Decision

No paperwork, fill in one simple online form

Apply Now

Do I Qualify?

There are few restrictions to applicants, all Flexy Finance asks is that you are able to confirm the following:

  • That you are 18 years or above.
  • That you are a resident of the United Kingdom.
  • You have a bank account with a valid debit card.
  • You receive £750 or more after tax each month.
  • Confirmation that your salary is paid directly into your bank account.

How it Works

Flexy Finance operates as a broker for those looking for personal loans. As such, it offers solutions that are tailored to the applicant, while ensuring the lenders being put forward are of good repute. As Flexy Finance deals with personal loans every day, it is able to offer applicants looking for a portal that is easy to use, and offers the most robust security measures when dealing with information.

Frequently Asked Questions

Is the entire application carried out online?

In many instances, yes. Of course, there can be some instances where some documentation may need to be sent in, but for the most part, validation can be carried out online.

How do I make repayments on a loan?

While different lenders will provide different payment options, it is often the case that a Direct Debit is setup to collect payments. However, applicants can be confident that all aspects of the loan will be explained beforehand, including the repayment process.

How much will I be able to borrow?

The amount that a lender will offer an applicant can vary based on many factors, such as their term of employment and any current credit commitments. Lenders generally offer personal loans from £300 to £5000, but will use the information given to ensure they are lending money responsibly.

How long will it take to repay the loan?

The term of the loan can vary. If you're only borrowing £300, then it's likely this will be paid much quicker than a larger loan of £5,000. Lenders will ensure you're happy with the terms of the loan before finalising the application, but as a guide the terms can vary between 3 and 18 months.

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