Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Apply For Payday Loans Up To £5,000 Instantly!​

Apply for up to £5,000 over a period of 1 to 60 months.

Representative Example: If you borrow £500 over 6 months at a rate of 25.5% per annum (variable) with a representative 46.19% APR you will make 6 monthly payments of £92.96, repaying £557.76 in total.

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyhelper.org.uk/en.

Apply for your loan

We compare small loans from different lenders for you!

We use cutting edge technology to match you with a loan provider in seconds!

Confidential & Secure

All your details will be securely held and not transferred to third parties without permission.

We Don’t Charge Fees

You won’t find any hidden charges with us. The rate you see is the rate the lender has set.

No Paperwork

All loan applications are processed electronically so no need to sign any documents in the post or in person.

UK Site

We are a British company serving UK customers

Personal loans

Are you looking for a personal loan? At Flexy Finance we work with a panel of top UK lenders who are able to offer personal loans up to £5000 with a repayment plan ranging from 1 – 24 months (2 Years). The lenders we work with are able to provide a variety of personal loan options, including payday loans and same day loans.

Furthermore, we work with lenders who may be able to cater to all customers and can consider loans to people with a poor credit rating or thin credit history. So if you’re concerned about your credit rating holding you back, there could be an option for you.

Cash loans

At Flexy Finance we work with a panel of top personal lenders who are looking to help those find the cash loans they need. You can borrow up to £5000 in £100 increments, meaning you can tailor the loan to how you like. Some of our most popular cash loan products include:

Quick Loans

Do you need a loan fast? Maybe you’ve been hit by an unexpected bill and need some extra money to help make ends meet. At Flexy Finance we understand how important it is to receive money instantly, that’s why we offer an application process to apply for a range of quick loans.

Our online application can be completed in minutes and you could receive a loan offer instantly. Best of all, we work with lenders who are able to provide loans on the same day that you apply*, ensuring that you can get the loan you need as soon as possible.

* Some lenders on the panel may be able to pay the money to you the same day as application. Please note, not all lenders on the panel may be able to do this.

Our Loan Options

How to Find Bad Credit Payday Loans in Three Steps

Time Needed : 5 minutes
Check these steps to find out how easy it is to apply for a loan at Flexy Finance!
  • 1. Submit An Online Application Form​

    Applying through Flexy Finance is always quick and easy. Simply complete our 1-2 page application form. You can apply on the go, or from the comfort of your own home. Better still, there are no calls or paperwork involved!

  • 2. We search a large panel of UK lenders

    We search a large panel of UK lenders in real time, so that we can deliver you an instant decision. Within seconds of applying you'll know if a lender has accepted you or not. Unlike banks, our lenders are able to issue loans to people from all different walks of life and accomodate a range of different credit scores. There's an option for everyone!

  • 3. Access The Cash

    The majority of lenders are able to deposit the cash direct to your account, within just 24 hours! We'll never charge you any fees and there is no paperwork to complete. There you have it, apply for up to £5,000 in the quickest and simplest way possible today

  • 1. Mobile, Laptop or Tablet.
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Frequently Asked Questions:

  • 1. When will I receive my payday loan for bad credit?

    If your application is accepted by a lender, loans can typically be approved within 15 minutes, which means the cash can be paid into your bank account on the very same day.

  • 2. How much can I borrow with bad credit?

    With Flexy Finance, the lenders we work with offer applications from £100 - £5000. You can apply to borrow in £100 increments, which means you can tailor your loan plan and can borrow money to match your situation.

  • 3. Why choose Flexy Finance for payday loan for bad credit?

    At Flexy Finance, we provide applications for short term finance solutions and our application process is designed to make your life easier. Whether you've got bad credit or need help covering an unexpected bill, we may be able to help. We’re based in the UK and we offer fast and flexible loan applications from £100 to £5,000 for periods of 1 to 60 months.

Are You Eligible For A Flexy Finance Payday Loan?

You'll need to answer 'Yes' to the following questions to qualify

Are You A UK Resident?

You’ll need to provide a valid UK passport or birth certificate to prove this.

Are You Employed?

You’ll need to earn at least £800 a month to qualify.

Do You Have A Current UK Bank Account?

You’ll also need a functioning debit card to be approved.

Are You 18 Or Above?

We cannot issue a loan to those who are below this age.

Find Out How Much You Could Borrow

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