Borrow a flexible 3-36 month loan of up to £5000¹ today²

Representative APR *

Amount of credit £500 borrowed for 180 days. Interest: £160.27 Interest rate: 65% per annum (fixed). Representative APR: 91% Total amount payable: £660.27

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.


Period of loan: 3 – 36 months. APR rates from 35.9% to 1294% - your APR will be based on your personal circumstances; we search an extensive panel of Lenders to find you the best APR.

Carefully consider whether a loan is right for your individual financial situation. Depending on the amount borrowed and the duration of the loan you may find that borrowing of this type is an expensive form of credit and not appropriate for much longer term borrowing or if you are in financial difficulty. All loan applications are subject to status, terms and conditions and to satisfactory passage of checks on creditworthiness and affordability. Learn more.

Small loans up to £50001 today2

How it works

So you were looking for - A Flexible Loan

Let us help you to find - A Flexible Loan

Our loans range right the way through from three month loans to 36 month loans that can be paid in one payment or in instalments over the duration of the loan. They fill a gap in the market left by both traditional bank overdrafts as well as unsecured loans.

The reason customers like our loans is simple: they can apply from the comfort of their own home; the application is simple, fast and online and the decision is instant. The real plus is that unlike a bank we are open 24 hours a day seven days a week: even on weekends.

Apply Now

Representative APR *

By using some of the most sophisticated matching technology in the market we make sure we fit the right lender to your loan application ensuring a very high success rate.

So whether it is a new car, home improvement or just an unexpected bill you have to pay rest assured we have a loan solution for you that is quick and easy. Best of all we do not charge fee?s and offer an exceptional customer service. Try us and see; we hope we can exceed your expectations.

Why choose us?

  • Over 2 million applications processed
  • Super fast technology matches you with lenders in seconds - Instant decision: 24/7
  • No paperwork ‘ever’
  • No application fees or monthly account charges
  • No postal charges
  • Same day cash²
  • All data is secure and encrypted
Apply Now

Representative APR *

Need to talk to someone?

Phone 01753 208 909

Our lines are open Mon-Fri 9:00-18:00.

†Call charges may apply depending on your telephone provider.

Responsible Lending


FlexyFinance.co.uk is a trading name of Techkredit Ltd and is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under interim permissions number: 650109. We are registered with the Information Commissioner's Office in compliance with the Data Protection Act of 1998. Our registration number is Z3404270. Techkredit Ltd only operate with brokers and lenders who abide by the regulations of the Consumer Credit Act, the Financial Conduct Authority and the Information Commissioners Office.

Implications of late or non-payment

As a broker we work with numerous lenders all of which have their own practices and distinct loan agreement terms and conditions. Late or non-payment may result in default charges, fees and extra interest charges. If you are likely to miss or have any problems making a payment you should contact the lender directly to discuss your options.

Credit checks and potential impact to credit score

We do not perform any credit checks but the lender you have been matched with may perform traditional credit checks from a major credit reporting bureau. A missed and/or late payment may have a negative impact on your credit score.

Collection practices

As a broker we are not involved with the collection practices. If you are likely to miss or have any problems making a payment you should contact the lender you have been matched with directly to discuss your options. If you fail resolve with the lender directly then your account may be referred to a collections agency.

Renewal policy

As a broker we are not involved with the decision to renew your loan. We work with numerous lenders all of whom have their own specific renewal policies. We encourage you to read the loan agreement terms and conditions specified by the lender we match you with carefully. Should you have any questions or if you need to renew your loan, please kindly contact the lender you are matched with directly.

So be sure to read carefully the terms outlined by the lender you have been matched with. If you are likely to miss or have any problems making a payment you should contact the lender directly to discuss your options.

Code of practice and policy on responsible lending

Techkredit Ltd work with a carefully selected panel of lenders who all abide to an ethical code of practise and are contractually committed to responsible lending. Our preference is for a lender to be a member of a trade body association. The code of practise and policy on responsible lending is available from all lenders for the customer?s information.

Where am I able to gain free independent advice?

If you feel that your financial situation warrants further advice before you make the decision to apply for a loan, you can obtain this from the Citizens Advice Bureau or from debt charity StepChange. These organisations have experienced advisors that will be able to help you whilst also keeping your information confidential.

Apply Now

Representative APR *

©Flexyfinance is a registered Trading name of Techkredit Ltd which is an Appointed Representative of QV Holdco Ltd, and is entered on the Financial Services Register under reference number: 729430. QV Holdco Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 672826
Techkredit Ltd is registered in England and Wales Company number: 07929994, registered office; 2nd Floor, Malta House, Piccadilly, London W1J, OLE, UK and Licensed by the Information Commissioners Office (registration number: Z3404270)

We are not a lender and do not provide credit to consumers. If you make an application through this website it will be shown to a selection of our lending partners for their consideration.

Where we cannot place you with an unsecured loan Lender we will allow Guarantor loan Lenders to assess your application.

Techkredit Ltd does not charge borrowers a fee for the use of the brokerage services, but it receives a commission from lenders or other brokers where borrowers enter into a consumer credit agreement with lenders and brokers following an introduction through this website. As a broker we process the information you provide us and pass this onto our trusted third party lenders and brokers to help you apply for a loan. For more information on how we handle your data see our Privacy Policy.

* This will depend on the lender you are placed with.

¹ Subject to application being approved by the lender. Not all lenders are able to provide up to £5000.

² Money sent instantly on approval *Upon acceptance of the loan offer and entry into an agreement with the lender, the lender will transfer the cash within 24 hours. Clearance of the funds is dependent on whether your bank accepts faster payments

We Don't Charge Fee's'

Secure Website