How Do I Get Approved for a Fast Loan?
So, money is tight, a few unexpected expenses have cropped up, and you find yourself strapped for cash, now what? Does this sound all too familiar? Scrambling for extra money in a hurry is no easy task. And if you have a poor credit history, a lot of high street banks and lenders won’t even entertain your application in the first place.
What is the next step? How can you get approved for a payday loan fast?
Flexy Finance is here to help
The good news is that you are not alone. Many people have found themselves in the exact same financial pickle as you, and guess what; they have got the financial aid they need, quickly and without their credit history ruining their chances.
How do you ask? It is quite simple! They applied for our quick loans online, got almost-instant approval, and the money was paid over into their bank accounts on the very same day. Sounds good, doesn’t it?
Quick Online Loans – Easy to Get Approved for at Flexy Finance
When you think about fast approval loans, you might wonder just how fast they are. At Flexy Finance, quick loans with fast approval are exactly that! Here’s what you can expect:
- Quick and easy application process.
- A soft credit check is performed to confirm your details and affordability.
- Loans approved in as little as just 15 minutes.
- Loans paid out in under 24 hours.
- Total amount payable is spread over 1 to 60 months or on your next payday.
Fast Approval Loans – What to do?
Quick loans, fast approval – that is what we are all about at Flexy Finance. But how do you ensure that you can get in on the action? What makes some applicants the most suitable for loan approval?
It is really about being prepared and upfront. When applying for a loan online, always provide thorough information that is true and correct. Below are the minimum requirements for fast loan approval at Flexy Finance:
- Minimum of 18 years of age.
- Applicants must be a UK Citizen with an active UK bank account.
- You must have a monthly earning of no less than £700.
- Affordability – you must be paying your current debts diligently.
Quick Loans for Unemployed & Bad Credit Individuals
When emergencies strike, credit records and employment statuses suddenly become the most important factors in life. For many, these determine whether it is possible to achieve a loan or credit in the first place. While many high street banks and lenders will still turn away unemployed applicants or those with less than perfect credit scores, we don’t.
- At Flexy Finance, we focus on the bigger picture.
- We accept applicants with any/all credit histories.
- We provide loans to unemployed individuals.
- We provide loans to individuals with bad credit.
You might be wondering why or how we are able to do this. Why can’t all banks offer loan applications and credit to those who are unemployed, on benefits, or with a bad credit history?
The simple fact of the matter is that it is more than a credit record or employment status that determines a person’s suitability for a short term loan. You can get a loan if you can afford to repay it and show that you are currently handling your existing debts.
You can order a copy of your own credit report from Experian to see what creditors are saying about you. It’s recommended that you do this at least once a year to ensure that all that information is correct. You can make corrections to ensure that you aren’t paying for the wrong or old (no longer relevant) financial “sins”.
If you are unemployed, you might be on a government grant or benefits – this deems you able to afford a loan. If you have bad credit, you might have turned your money management methods around, your financial situation might have changed (you now earn more), or you could even have a guarantor willing to co-sign a loan with you.
Unfortunately, high street banks see unemployed and bad credit individuals as “high risk”. Whatever the case may be, Flexy Finance can assist you – we will find a financial solution that benefits your particular situation without negatively impacting on your financial future.
Always know what you can afford to borrow. You can do this by budgeting and looking at your monthly outgoings. Alternatively, you can also check your affordability by using a loan calculator, which will determine the total loan amount and the payments you can afford.
Quick Loans Fast Approval – How Much Can I Loan?
It’s on the lips of every person experiencing cash-flow problems and looking for a way out; “how do I get approved for a loan fast?”. But that’s not the only thing that you’re probably wondering about. You’re probably also concerned about how much you are able to loan, if you are approved for a quick online loan.
- Loan amounts between £100 and £5,000.
- Pay the loan back between 1 and 60 months.
- Enjoy low-interest rates and representative APR (pa fixed).
Apply for Fast Approval Loans – Get Approval in 15 Minutes
Have a few minutes to spare? Visit our quick loans page and complete the online application form.
Our entire application process can be completed in under 15 minutes. Once you’ve received your approval, you expect the cash paid out on the very same day. At Flexy Finance, we will change everything you think you know about fast approval loans.
