What are loans for special occasions?
A long-awaited occasion such as a holiday or wedding can in most cases be one of the best and most memorable days or events of your life, which is why you want to ensure that your day has everything you need to make it unique.
More often than not, special occasions such as the following can be costly, meaning that many do not have the privilege of being able to pay upfront, which is why there are loans designed to make your special occasion just as you want it to be.
What special occasion loans are available?
The average wedding in the UK costs around £30,000, and unless you and your family have a large savings account, you may have to borrow money to pay for your dream wedding. At Flexy Finance we provide wedding loans of £100 to £5,000 for anything from 1 to 60 months to cover the costs of things such as venue deposits, flowers, clothing and more.
After your special day, most couples want a bit of time to themselves to enjoy the first few days of their blissful new life together. Whether they want to have their honeymoon at home or abroad, Flexy Finance can accommodate their needs with honeymoon loans of up to £5,000 to cover the costs of things such as flights, travel, accommodation and other expenses.
Gap year loans
Financing yourself in between your transition from college to university can be costly. If you plan on working but haven’t saved enough money to travel or enjoy a year of freedom, then you could consider a loan to get you started. Borrow money from just £100 spreading the costs of your monthly payments over 1 to 60 months with a gap year loan to help you to find your feet.
Paying for the holiday of your dreams, whether it’s a staycation or a trip abroad can be costly, even without the added expense of holiday clothes, suitcases, flights and spending money. At Flexy Finance we offer holiday loans and holiday loans for bad credit from £100 to £5,000 for periods of 1 month to 2 years, allowing you to spread the costs of your holiday into more manageable repayments.
What other unsecured personal loans can I borrow?
How do I apply?
To apply for a loan with us, all you need to do is fill out an online loan application, filling in details such as:
- Your name
- Date of birth
- Household information
- Loan amount
- Loan duration
- Reason for borrowing
Once you have filled in and submitted your application with us, we will then perform a soft credit check to confirm your details and your affordability, then matching you with a top UK lender who can provide you with the personal loan you need.
Am I eligible to borrow?
To be eligible for borrowing with us, you will be required to have the following:
- Be over the age of 18
- A UK registered bank account
- Be a UK resident for the past three years
- Have an income of at least £750 per month
- Be able to afford the monthly repayments for the amount you wish to borrow
What are the alternatives to a personal loan?
If you are unsure about taking out a personal loan, there are alternatives, which include:
- Borrowing from friends and family
- Taking out a secured loan against a car or a property
- Putting expenses on your credit card
- Going to your local credit union or pawnbrokers