A bad credit loan is a payday loan. It is designed for people who have a bad credit score or a poor credit rating
Credit score is an assessment tool used by lenders to decide whether you can qualify for a loan.A high credit score increases your chances of getting a better loan.
Several reasons for a bad credit score:- Failing to repay previous loans- Late repayments on previous credit- No history of repaying credit
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Yes, you can get a loan with bad creditAt Flexy Finance, we work with lenders who provide loans to people with a bad credit history.
You can apply for a loan via our application if
- Over-18- A UK resident- Receive a regular income- Have an Active UK bank account
Borrow from £100 - £5000Repay over 1 - 24 months1013.30% Representative APR
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